The Most Important Lending Times Charts For Online Lending

Lending Times has put together the most interesting tables and charts that we believe showcase the p2p, marketplace, and online lending industry. As in any industry, there is good news, bad news, good news and bad news. We have tried to encompass them all. We hope this selection will give viewers a quick, in-depth and comprehensive overview of our industry.

# 1 How much value are online lenders adding to the world of finance?

Source: Orchard platform. Link to the article where the graphic first appeared.

# 2 The size of the online loan securitization market relative to the height of the mortgage-backed securitization market. There is a lot of room for growth.

# 3 What banks think about fintech trends and their response.

# 4 Banks have already reacted and are taking action.

# 5 Different business models for online lenders lead to different profitability.

Source: In Search of the Alpha

# 6 The Lending Club’s effect of the crisis on volumes

# 7 Overall debit rates for credit cards at banks and trends.

# 8 Sources of investment for fintechs: capital is the lifeline.

# 9 Desktop vs website vs mobile technology, what should you use?

# 10 The bottom of the online credit bubble?

# 11 Consumers’ perception of p2p risk

# 12 Goldman Sachs funding mix change

Source: Financial Times

# 13 US MPL Annual Loan Volume, USD Million, 2011-2015

Source: Consultancy.uk

# 14 Annual volume of MPL loans in UK, in millions of pounds, 2010-2015

Source: Consultancy.uk

# 15 Factors behind MPLs being used to borrow money, retail consumers

Source: Consultancy.uk

# 16 Saving the Cost of Illustrative Bank Loans and MPLs

Source: Consultancy.uk

# 17 Financing Cost of an Unsecured Personal Loan: Banks vs MPL, Current and Standardized Credit Environments

Source: Consultancy.uk

# 18th P2p loan volume in the UK

Source: Alt Fi

# 19th Unemployment and Credit Card Levy Rate in the United States

Source: TechCrunch

# 20th Fintech Bank partnerships table

Source: Lend Academy

# 21st P2P market volume by country

# 22nd volume in the European online alternative loan market

# 23rd volume in the European online alternative finance market

# 24th Default rate over time

# 25 Examples of lenders and their referral numbers

Source: Do you do SEO? An opportunity for P2P loan companies

In case you’re interested: Trust feed shows how trustworthy the sites that link to these lenders are, while the Quotes feed shows how popular the sites that link to lenders are. Both numbers range from 0 to 100 but are logarithmic, so the higher you go, the harder it is to go even higher. The estimated traffic numbers should be in the right direction, but take them with a grain of salt.